Wealth

Noise

R.E.L.A.X…..  Aaron Rodgers made this statement several years ago as the famed Green Bay Packers got off to a rough start in their season.  The fans, the local media were all over him, everyone doubting.  Sure enough, as if out of a Disney movie, Rodgers goes on to lead them into the playoffs.  RELAX…ha, that’s […]

Wealth

What Do You Want to Be When You Grow Up?

Steven B. Goldstein, CFP®, CRPC®, RICP® Vice President, Private CFO® What do you want to be when you grow up? You were probably asked that question many times when you were a kid.  I always dreaded that question because I wasn’t one of those kids who had a special talent or somehow knew they wanted […]

Wealth

Preparing for the Unexpected

Cristina Briboneria, CFP®, AWMA®, ADPA® Vice President, Private CFO® As I write this, I am nearly in tears. Full disclosure, I want you to know that I was a true Lakers and Kobe Bryant fan. For me, growing up in Los Angeles and being a basketball player, I looked up to Kobe as a hero […]

Wealth

When is the Right Time to Upsize?

Eric Pucciarelli, MBA, CRPC®    Co-CEO and Founder oXYGen Financial, Inc. Request a FREE no obligation consultation: www.oxygenfinancial.net So maybe you own a starter home or even the next level up and you are watching HGTV thinking how nice it would be to own a bigger home. Maybe it has the huge kitchen you always wanted, or […]

Wealth

Market Update: See How a Strong 2019 Performance Impacted Your Portfolio

US and Canadian stock indices closed the year with double digit returns in 2019 as global equities had their best year in a decade.  Here’s how this and other market trends affected your portfolio: Performance[block]0[/block] ETF Portfolios December performance 1-Year performance ETF Safety Portfolio 0.31% 8.13% ETF Conservative Portfolio 0.50% 11.37% ETF Balanced Portfolio 0.49% […]

Wealth

Should You Delegate Everything?

For many years I have had the opportunity to coach and train numerous financial advisors and high net worth entrepreneurs. One of the biggest challenges is helping them calculate what an hour of their time is worth. Truly understanding this concept is incredibly valuable for executives.  Something all these successful folks have in common is […]

Wealth

Congress Just Passed the Biggest Bill in a Decade – The SECURE Act: 7 Things You Need to Know

On December 19th, the Senate passed the most sweeping retirement bill since the Pension Protection Act of 2006. The SECURE Act, whose progress had stalled until lawmakers tacked it onto a spending bill to keep the country running, aims to make saving easier amongst a bevy of changing rules. The House already passed the legislation, […]

Wealth

How Much Should I Contribute to My RRSP?

Figuring out how much to contribute to your RRSP is important. Do it right, and you maximize your tax savings now, while setting yourself up for a good income after retirement. Do it wrong, and you could find yourself paying more taxes than you have to. Luckily, planning how much to contribute to your RRSP […]

Wealth

20% Of Millennials Will Die With Debt?

In a shocking recent study on www.cnbc.com, the average millennial (aged between 18 to 34) is currently carrying $36,000 in personal debt excluding any home mortgage they have.  While this debt is certainly crushing this generation, just over 60 percent of millennials with debt have absolutely no idea when they are going to pay this […]