Estate Planning

How Beneficiary Designations Can Complicate Your Estate Plan

Many people who have engaged in estate planning understand that beneficiary designations play an invaluable. Despite this, the value of beneficiary designations is overlooked by some people. After signing estate planning documents, it is critical to make sure that your beneficiary designations are consistent with the rest of your estate plan. Otherwise, the possibility arises […]


Construction Spending Decreased in October

From the Census Bureau reported that overall construction spending decreased in October: Construction spending during October 2019 was estimated at a seasonally adjusted annual rate of $1,291.1 billion, 0.8 percent below the revised September estimate of $1,301.8 billion. The October figure is 1.1 percent above the October 2018 estimate of $1,277.4 billion. During the first […]

Real Estate

5 Reasons to Sell This Winter

Below are five compelling reasons to list your house this winter. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase, and are in the market right […]


The Tory plan to break our constitution

I hope Paul Spicker will forgive me seeking to amplify a point he made on his blog yesterday. He said: The government of the  United Kingdom has always had an unwritten constitution, and that position has been defended on the basis that it allows governments a degree of flexibility in dealing with complex situations.  That […]


U.S. Consumers: Calm surface, revolution below

Despite suffering episodic bouts of volatility centered on politics and policy, two pillars continue to support the economy and markets: central banks and the U.S. consumer. With regards to the latter, although U.S. households never quite regained the housing-induced elation of the aught years, consumption continues to support not just the U.S. economy, but the […]